Real estate appraisal services for homeowners in the city of Anderson and Escambia County
Here are the top reasons IN homeowners order from Brooks Appraisal Services:
Own a house in or near Anderson, IN and need help determining the price of it?
We at Brooks Appraisal Services understand the unique needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Brooks Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Brooks Appraisal Services, we're experts in helping customers just like you abolish unnecessary PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses close to yours. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from Brooks Appraisal Services is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be unsuitable from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Brooks Appraisal Services can provide you with an expert appraisal that will help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Brooks Appraisal Services can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.