Attention homeowners: Real estate appraisal services for in Anderson and Escambia County
See the top 7 reasons Indiana homeowners need Brooks Appraisal Services:
Own a house in or near Anderson, Indiana and need help deciding the price of it?
We at Brooks Appraisal Services understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Brooks Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Need to remove PMI?
A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Brooks Appraisal Services is qualified in helping customers just like you dismiss undesirable PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a local area that is declining or is not appreciating as much as other houses close by. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal from Brooks Appraisal Services is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. A professional appraisal from Brooks Appraisal Services can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.