Appraisal services for Anderson and Escambia County homeowners

Here are the top 7 reasons why IN homeowners need Brooks Appraisal Services:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Escambia county's assessment of your propertyworth
  3. To lower a monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a IN divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Escambia County or the state of IN

Own a home in or near Anderson, IN and need help determining the price of it?
Contact Brooks Appraisal Services.

At Brooks Appraisal Services, we understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Brooks Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Brooks Appraisal Services, we're qualified in helping people just like you abolish undesirable PMI insurance.

Challenge a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Brooks Appraisal Services is your #1 weapon.

HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Brooks Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a professional double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.