Real estate appraisal services for homeowners in the city of Anderson and Escambia County
Check out the top seven reasons IN homeowners call on Brooks Appraisal Services:
Need help deciding the value of your house in or near Anderson, IN?
At Brooks Appraisal Services, we understand the special needs of a homeowner after appraisal services. Our customary business clients are used to the appraisal process and the standard reporting formats. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Brooks Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Brooks Appraisal Services, we're seasoned in helping consumers just like you rid themselves of undesirable PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that's declining. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal from Brooks Appraisal Services is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Brooks Appraisal Services can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Brooks Appraisal Services can We can assist you. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.